[Iluvrum]

I purchased a policy thru my AMEX for a one-time fee of $25, that covers everything imaginable, no deductibe, for anytime I ever rent a car and charge it to AMEX. If I rent one thru hotwire.com (which is the cheapest way) I just call the card and tell them, and its covered. The thing I like best is that it becomes my PRIMARY carrier, and then, depending on the size of the claim, I won't have to dip into my regular car insurance (which only covers me in USA or US territories) With 2 boys, I worry about my insurance rates when there is an accident, and for $25, I don't have to use my own insurance.