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I think regarding foreign fee charges on your credit card, you need to contact the individual company to inquire as to the fee they charge.
In addition, it is always a good idea that you inform the company you will be using the card in Aruba. I know my grandmother recently had an issue using her Chase Visa in the Caribbean. They would not allow her to use her card until she contacted them directly to inform them that it was indeed she who was using the card in the Caribbean.
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