I agree that we do not like it! Like you said it is the consumer's fault when we do not realize it was added. But it took us 2 yrs of returning to Aruba to realize the add-on charge. We always just took the bill added 20% and then split it with the other couple we travel with. Talk about a double whammy. Not only then did we give a 35% tip - but now most charge cards are charging an additional 3% fee for international charges.