We are dear friends with a couple living in Aruba. The woman is an American Citizen that married a Dutch Citizen and has lived in Aruba for 35 years. Because she is an American Citizen she is able to have health insurance from a USA company. She is also covered by her husbands insurance as well. Many times she flies to Miami for specific medical treatments and other times she uses doctors in Aruba. For American's moving to Aruba, I advise them to check with their own insurance company at home to find how their insurance coveragewould work including the cost and co-pays outside the United States as well as call l-800-to-Aruba which is the one of the offices in the states for the Aruba Tourism Authority. I am sure someone in that office can guide you in the right direction with regard to how the system works regarding whether or not an American Citizen moving to Aruba is allowed to receive health insurance from a local insurance company.
If I am traveling to Aruba do I have to worry that my insurance won't cover me? Or should I obtain trip health insurance?
As cindyo said, medical payments is due immediately after service. It can be paid in cash or credit card. You then submit the bill(s) to your insurance company (after it has been translated from Dutch to English).