I am really confused about the whole car rental insurance issue. Would the third party insurance cover the other persons losses for both medical and damages if you are at fault?

Is the CDW insurance for covering $500 deductible?

Do the rental agencies in Aruba charge for loss of rentals on vehicles if you are in an accident?

Does Avis include third party insurance in their rates as Royal does?

Thanks all!

That would be a question for the third party insurer to answer.
I am sure it varies depending on how it is written, but somewhere it should clearly state an amount.
When you say "loss of rentals"...that would be only a question they can answer. I do know they would charge you to repair or replace a vehicle, but I have never heard of adding on a penalty for "loss of rentals".
I would ask Avis directly for a straight answer. FWIW, Avis in Aruba is a franchise, not corporate owned.

There are additional threads on this subject:
Car Rental Insurance
Insurance

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We live in Michigan and have been advised that our personal lines auto insurance does not cover us when out of the USA! If you have a MC/Visa Gold Card or better you have up to $25,000. in coverage for any loss. I once ripped out a oilpan of a van sightseeing and the repair was just over $300.00, my MC was used and did cover it but had to pay the bill and submit to MC when home which they promptly reimbursed to me as I had receipts and proof of paying the bill.

FYI, if you have a American Express credit card they have a extra called "Rental Car Premium Insurance" and if you rent a car pretty much any where in the world and use the Amex Card it automatically charges your card a one time fee of $20.00 for the rental period which is alot cheaper than the daily rate by the rental cars on the island!

Greg

Thanks. My master card usually does cover me but I had thought it was only secondary to my regular car insurance. I know my regular car insurance would not cover out of country or at least I think not.

I am in the insurance business and your us policy will not cover a rental out of the us.

Thanks for your heads up on this info. I checked the info for our AMEX accounts and it seems like a good bargain. Premium Car Rental Protection

Also checked the fine print to insure Aruba was covered: "Coverage is worldwide except vehicles rented in Australia, Ireland, Israel, Italy, Jamaica, and New Zealand. Enrollment is available to Consumer and Small Business Cardmembers residing in the U.S., Puerto Rico, and the U.S. Virgin Islands. Corporate Cardmembers are not eligible."

Aruba Bound! ~ Hoosier Kitties ~ Our-Cruises ~ Blogging to Aruba
Back to paradise Trip #18
Christmas & New Years Aboard the Queen Mary 2