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Thread: CREDIT CARDS vs CASH

  1. #31
    CK1
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    Last year I used my Citi Master Card a few times and was charge a "Foreign Transaction Fee".

  2. #32
    Senior Member corona's Avatar
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    Quote Originally Posted by AndyM View Post
    I do a combination. Most places convert to USD before charging your credit card so there should be no currency conversion fees. It's a good idea to have some cash for small amounts, flea markets, etc.
    I didn't realize that if the bill was converted to US dollars, we wouldn't be charged a foreign transaction fee. We use Capital One, which doesn't charge a FTF, so I just always assumed that's why weren't charged extra when we used our card in Aruba, but you're right, most places do convert to USD.

    Here's an article that lists cards that don't charge the fee:
    http://www.nerdwallet.com/blog/2011/...ansaction-fee/
    Last edited by corona; 02-16-2011 at 02:34 PM.
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  3. #33
    Member TrudM75's Avatar
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    Does anyone know if you are able to cash travelers checks in the casino for US Dollars?

    Thanks!
    Hope to return to Aruba again soon!

  4. #34
    CK1
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    Quote Originally Posted by corona View Post

    Here's an article that lists cards that don't charge the fee:
    http://www.nerdwallet.com/blog/2011/...ansaction-fee/
    Thanks for the list.

    I checked out AmEx Platinum but they are charging an annual fee which I don't like.

    Many cards on that list are not familiar to me. And I wonder if they are accepted in Aruba?

  5. #35
    Senior Member corona's Avatar
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    CK1, I can vouch for the Capital One Master Card. We've used it there for several years with no issues, and no extra fees. We don't pay an annual fee for the card either, and we get airline points.
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  6. #36
    CK1
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    Quote Originally Posted by corona View Post
    CK1, I can vouch for the Capital One Master Card. We've used it there for several years with no issues, and no extra fees. We don't pay an annual fee for the card either, and we get airline points.
    Thanks for the info, corona. That's good to know.
    I used Capital One MC in the past, I should reactivate it.

  7. #37
    Senior Member Arubalisa's Avatar
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    I have merged this with a post from the end of the year.
    The info is still the same.
    Capital One is your best bet for using a credit card and avoiding foreign transaction fees.


    Cash vs Credit Cards

    American Express in Aruba??

    http://www.aruba.com/forum/tags/debit%20card.html






  8. #38
    Senior Member corona's Avatar
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    You're welcome, CK1.
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  9. #39
    Senior Member AndyM's Avatar
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    I use a VISA provided by my credit union and my wife uses a Capital One Venture Master Card. Neither has fees. I just checked my bill from Payless and saw no extra fees. We stay at a timeshare that does not charge CC fees. I guess it depends on where you use a CC.

  10. #40
    Senior Member Arubalisa's Avatar
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    We have found that when the Aruban establishments put the charge through to the credit card company in US DOLLARS there is not a foreign transaction fee.

    If the Aruban business puts the charge through in Florins, and your credit card company does charge a foreign transaction fee, you WILL be charged the fee by your credit card company, UNLESS of course they do not charge one.


    Chart of Foreign Transaction Fees by Credit Card updated 12/29/10

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