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Thread: CREDIT CARDS vs CASH

  1. #41
    Senior Member ~Amy~'s Avatar
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    Quote Originally Posted by TrudM75 View Post
    Does anyone know if you are able to cash travelers checks in the casino for US Dollars?

    Thanks!
    Yes, you can. You can also use the travelers checks just like cash to pay your bill - we use them in restaurants, at the grocery store, etc. They do ask to see your passport though when you use them at the grocery store. Restaurants just ask you to write your hotel name on the back of them.
    ~Amy~ - Playa del Carmen, MX: March 2017 - 34th trip to Aruba: May 2017 - Munich, Salzburg, Prague: June/July 2017 - Santa Barbara, CA wine country: Nov. 2017 - Seattle: Nov. 2017 - 35th trip to Aruba: New Years Eve 2017/2018




  2. #42
    Member TrudM75's Avatar
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    Quote Originally Posted by ~Amy~ View Post
    Yes, you can. You can also use the travelers checks just like cash to pay your bill - we use them in restaurants, at the grocery store, etc. They do ask to see your passport though when you use them at the grocery store. Restaurants just ask you to write your hotel name on the back of them.
    Great to know! Thank You.
    Hope to return to Aruba again soon!

  3. #43
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    Is most everyone ~50/50 on using cc's vs. tc's/cash in restaurants(i.e., where you give your card(out of your sight) to the waiter/waitress for processing your food charges)? As I previously mentioned, and I don't won't to wear this subject out, I read where a credit card was compromised at a restaurant (I realize,of course, this can happen anywhere). I personally prefer to use cc's in order to get points/miles, etc. Thank you.
    Rusty

  4. #44
    Senior Member corona's Avatar
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    Rusty,

    We've been traveling to Aruba annually for several years, and only once, about 7 years ago did we have a problem. Soon after we returned, our cc company called to say someone was trying to charge $700 worth of groceries at a market in Venezuela. They caught it at the get-go, so that was good. We did have to get new cards though. On the other hand, we've had our cc stolen and used when he lost his wallet in his small college town. We've had our card number stolen and used out of state in the US. Those thieves actually made a cc with our number on it.

    We rarely use cash except for small transactions in Aruba. However, we do have a secondary card that we got when our oldest started college for him to carry and for us to use for Internet transactions, so that's what we've used in Aruba for the last several years. As luck would have it, it's a Capital One card that has no foreign transaction fee. It has been said that the FTF is not a problem in Aruba since most charges are made in US dollars in the first place though. I don't know that for a fact, but charges in Aruba are generally made in USD, so it makes sense.

    It is helpful to call your CC company to let them know you'll be traveling abroad. I forgot to call this past Feb, and nothing came of it, but in the past when I've called, they have said it's very helpful for them to know to expect transactions from out of the country.
    No Shirt, No Shoes, No Problem
    Next Aruba trip in
    Loving Aruba Since Honeymoon 1984

  5. #45
    Senior Member charles's Avatar
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    Define a minimal amount of cash to be used daily and set that aside. Stick to the cash budget.
    Define a maximum amount of expenditures you may make and make sure your credit card will hold it and, advise the CC and Bank on your travelling plans.
    Keep your monetary planning simple and easy to manage. Don't complicate it because the wrong persons will notice this.
    be well
    charles
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  6. #46
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    My advice would be to check with your credit card company to see if they charge the 3% exchange fee. I have a Capital one card that does not charge the fee and there is no annual fee.

  7. #47
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    Just a "rehash note." Absolutely let your CC Company know that you will be there and when and until when. I had only one experience, and that was here in the U.S., where an unauthorized purchased was made; and, even then, I was notified immediately by my bank and it was investigated and I had no problem at all. Finally, of course, when you return, be sure to check all purchased made on your statement and immediately notify your CC Company/Bank of unauthorized ones. This, of course, is all common sense. As always, just my opinion. Ed

  8. #48
    Member brendielee's Avatar
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    Money

    What is the best way to go.......US cash, debit card, credit card or florins?

  9. #49
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    Quote Originally Posted by brendielee View Post
    What is the best way to go.......US cash, debit card, credit card or florins?

    Aruba takes US dollars. (my cards charged me an international charge which can add up quickly over a period of a week)

    let your bank know you are out of the country.

    We use cash

  10. #50
    Senior Member corona's Avatar
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    Welcome to the board, briendielee.

    We much prefer using our credit card (Capital One with no foreign exchange transaction fee, although most retailers/restaurants charge in US $ anyway), and cash for small purchases and tips. It's advisable to call to let your CC company know you'll be traveling abroad.

    I wouldn't use a card connected to my checking account in the US or in Aruba. I've had my CC # and card stolen, and it's been fairly painless to cancel the cards, have the charges refunded, and get new cards. Especially having my credit card number stolen and a counterfeit card made with that number, I only use my debit card at my bank ATM, and in Aruba, I've used it once at the Marriott timeshares ATM.

    We generally don't use a lot of cash though. Depending on whether you want to gamble or not, you should plan accordingly. We like to play, but not too terribly much, so we're comfortable bringing cash for that. I think if we were big gamblers, we'd bring travelers checks too. Of course, you can always count on winning to fund your trip.

    You don't need to transfer USD into Florins. Everyplace we've ever been in Aruba accepted CC or USD.
    No Shirt, No Shoes, No Problem
    Next Aruba trip in
    Loving Aruba Since Honeymoon 1984

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