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Thread: CREDIT CARDS vs CASH

  1. #51
    Senior Member Arubalisa's Avatar
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    Yes, welcome to the forum

    Personal preference as to cash vs. credit cards vs. travelers checks vs. debit card.

    Capital One is your best bet for using a credit card and avoiding foreign transaction fees.

    We have found that when the Aruban establishments put the charge through to the credit card company in US DOLLARS there is not a foreign transaction fee.

    If the Aruban business puts the charge through in Florins, and your credit card company does charge a foreign transaction fee, you WILL be charged the fee by your credit card company, UNLESS of course they do not charge one.


    Chart of Foreign Transaction Fees by Credit Card

    Updated: March 31, 2011

    Cash vs Credit Cards

    American Express in Aruba??

    http://www.aruba.com/forum/tags/debit%20card.html


  2. #52
    Member JohnG's Avatar
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    Arrow

    Quote Originally Posted by Arubalisa View Post
    . . . Capital One is your best bet for using a credit card and avoiding foreign transaction fees . . .
    Plus you can make yourself a Baby Beach themed Image Card (free of charge) using pictures you took on your last trip to Aruba (I did have to mirror the image because of their logo requirements)!



    CLICK ON THUMBNAIL TO SEE LARGER VERSION

    Also, Capital One makes it easy to notify them when you will be travelling in that you can just log into your account on-line (rather than calling them), go to the Customer Service tag, and select "Set Travel Notification." You then just enter your destination and dates of travel and you are good to go . . . literally
    Last edited by JohnG; 06-04-2011 at 03:27 PM.

  3. #53
    Aruba since 1979
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    Andrea J.'s Avatar
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    :-) nice photo of the beach

  4. #54
    Member cupidgirl21483's Avatar
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    Thank you for that tip, John! Much easier than calling & dealing with computer automated systems!

  5. #55
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    My husband & I have been to Aruba 25 years and we take Travelers Checks and you can cash them at your hotel or any casino. They are very safe. We also take one CC in case of emergency, but we notify our CC before we go. We take very little in actual cash. You can use travelers Check that contain both signatures this way either one of you can cash it. We were with friends that had to go to the hospital and they do not take insurance so a CC is good in case of emergency...

  6. #56
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    chase continental credit cards do not have the exchange fee.

  7. #57
    Senior Member Arubalisa's Avatar
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    "Chase has been moving to waive foreign transaction fees on some of its travel-oriented and upscale cards. "Effective immediately, Chase is eliminating foreign transaction fees on the Marriott Rewards Premier Credit Card resulting in 3 percent savings for card members when making purchases abroad," said Chase spokeswoman Laura Rossi in a March 31, 2011, release. That brings to seven the number of Chase cards that have eliminated foreign transaction fees. The others: Chase Sapphire Preferred, Continental Airlines Presidential Plus Card, British Airways Visa Signature Card, Chase Priority Club Select Visa Card, Hyatt Gold Passport Card and United Mileage Plus Club Visa Card."

    Updated: May 18, 2011

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