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Thread: Debit cards in Aruba

  1. #1
    Senior Member kent's Avatar
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    Debit cards in Aruba

    My Nephew is coming to Aruba in 1 month and he asked me if most places take debit card. I have never used a debit card so does anyone know anything about this? Thanks
    Snorkel Mangel Halto, day or night with a waterscooter. Check out our website. E-mail Stuart at arubabob@live.com or call Stuart local: 745-7459 Or visit: www.arubabobsnorkeling.com 50th trip Dec 11, 2017

  2. #2
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    Kent, I suggest he only use it at a bank ATM to withdraw cash. I have experienced a couple of debit card skimming incidents in Aruba and trying to get them sorted out after the fact is very difficult and a lengthy process with no assurance the monies will be refunded. It is not like a credit card being compromised. Much more difficult a process. Also, they are not widely accepted.

    J

  3. #3
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    In lieu of a debit card I bring Amex Traveler's Cheques and cash. Too much of a hassle if the debit card is compromised and I have yet to find any place on Aruba that won't take a TC.

  4. #4
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    One other thing to maybe note with the debit card, (at least with my timeshare) the Playa Linda won't put the security deposit on a debit/check card. I'm not sure if all the hotels/timeshares have the same policy.

  5. #5
    Aruba since 1979
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    Andrea J.'s Avatar
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    Never ever use debit for car rentals or deposits anywhere!
    post #2 on this thread

    at least with credit card you are offered some protection.

    Debit it use only at ATM or in bank while out of the USA

  6. #6
    Senior Member qlaval's Avatar
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    With a debit card there are gone be extra fee for each purchase... like it was said previously do a withdraw at an ATM and pay cash, safer and less costly...

  7. #7
    Senior Member Arubalisa's Avatar
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    I would just have him read this thread

    Daniel's Chop House - Credit Card Compromised

    Unless he has the exact same protections of a credit card where he would only be responsible for what, maybe the first $50 of charges, I think that this is the best proof anyone would need for NOT using debit card when traveling.

    Even at home now we only use our debit card for local businesses where we know the owners and deal with them on a regular basis.

  8. #8
    Senior Member kent's Avatar
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    Thanks a lot. He is staying at the Rennasance Marina tower. Does anyone know if there is a ATM machine in that area? Thanks alot
    Snorkel Mangel Halto, day or night with a waterscooter. Check out our website. E-mail Stuart at arubabob@live.com or call Stuart local: 745-7459 Or visit: www.arubabobsnorkeling.com 50th trip Dec 11, 2017

  9. #9
    Super Moderator Jacki's Avatar
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    If the debit card has a Visa logo then the Visa rules would apply and it would be just like using a credit card.


    Another thought: he would want to notify the bank of the international travel. My bank asked for the destination and noted that on my account. We had no problems using our debit card w/ Visa logo
    Jacki ~ loving Aruba from NJ

  10. #10
    Senior Member Arubalisa's Avatar
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    Caribbean Mercantile Bank N.V. & RBTT Bank Aruba N.V. on Caya G.F. Betico Croes

    I am also thinking that the Crystal Casino has an ATM as well.

    Also see

    What to do when Visa debit card doesn't work on the island????

    It is my understanding that debit card losses are now protected by The Fair Credit Billing Act (FCBA) and the Electronic Fund Transfer Act (EFTA) if your credit, ATM, or debit cards are lost or stolen.

    Your maximum loss basically comes down to when your report your debit card as stolen or lost.
    Last edited by Arubalisa; 09-29-2013 at 02:38 PM.

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