smoki it depends.
does your pilgrim reimburse out of pocket medical costs? i do know medicare does not reimburse.
(comprehensive trip insurance will)
reimburse for medical evacuation in the event that you need to be evacuated by air?
reimburse you for extended travel delays?
reimburse you for lost or delayed luggage?
comprehensive trip insurance will cover for all of the above...
so, it is not only about being reimbursed for health and air.
a few years ago, 2010 or 11 there was a hurricane that appeared to be bearing down on florida.
we were in aruba, our flight home was cancelled due to the storm (storm eventually made a turn and missed fla.)
we were unable to be put on a return flight for 4 days.
we had to pay for additional days car rental, resort extra days, food, parking fee at orlando or miami, and extra animal care.
the comprehensive covered all, including the animal care.
we were glad that we had it.
QUOTE=smoki;304776]This is the first year we did not get trip insurance. I was told by Jet Blue that my credit card would cover it for canceling the trip. I do have Medicare & Harvard Pilgrim health insurance. Do you still think I should take the trip insurance?[/QUOTE]