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Thread: Medicare/Aruba....Health Insurance coverage in Aruba

  1. #11
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    you have been told correctly. that's what my insurance company said. get at least the treatment in english because medical codes are different. and have them put the amount in US dollars. they weren't just talking about Aruba, they said this applies to any country you're in. She said she doubted any country would take USA medical insurance. all i know is I feel much comfortable now. We are getting older so the carefree thinking I had before doesn't really apply as easily any more, lol. my friend & i had lunch today. we are the same age. i said when did we get old, lol?

  2. #12
    Senior Member danadog56's Avatar
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    Have been to hospital 4x in the past...once for my friend with a stomach bug, once for his son to get stitches, once for me ....none of us submitted since price of tx was so low it is almost embarrassing compared to what it would have cost here...
    the last one, my girlfriend flipped a quad in the back on island and spent 5 days in hospital on island, the total for doctor and everything was $1200.00....Her doctor read hospital reports once she got home and said they did everything that would have been done her and was amazed at cost. She submitted to her insurance and was cover 100%.....
    I never buy trip insurance, guess I just figure I won't need it, but in April I was supposed to go on a cruise with friends and a week before I ended up in a hospital in Virginia (was there for work) and had emergency gall bladder surgery.....for some reason I got insurance for trip and was reimbursed all but $100.00...So I guess I better get trip insurance for this fall,,,,you just never know !!!!! I have learned my lesson !!!
    ARUBA....HOME AWAY FROM HOME

  3. #13
    Senior Member ArubaAce's Avatar
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    I always get trip insurance even if my insurance would cover 70% to 100%. I get the travel insurance because in addition to covering medical costs, it usually includes 25K of medevac insurance. If you have to be evacuated to a hospital in the states that could cost anywhere from 10K to 20k and I doubt any insurance would cover that. Besides trip insurance is really cheap. I usually pay $100 to $200.

  4. #14
    Senior Member brady bear's Avatar
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    One should always get it.
    On our last cruise we had a nun and her cousin at our table. She broke her wrist ..a clean break but they sent her off the ship luggage and all. Ambulance wanted cash up front. So didn't the hospital. By the time she was finish medical, hotel, air fare all up front cost it was over 5k
    But was reimburse back. Actually her cousin treated her and got the insurance for him and her

  5. #15
    Senior Member act1966's Avatar
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    Quote Originally Posted by __steve__ View Post
    Opposite to the US, Aruba has free health care for Aruban citizens.
    Canada has "free" health care.... unfortunately we're not tax "free".

  6. #16
    Super Moderator Jacki's Avatar
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    There is no such thing as free anything.

    Got trip insurance last year & didn't need it. Haven't purchased yet for this year, but it's weighing heavy on my mind. Got to purchase it.
    Jacki ~ loving Aruba from NJ

  7. #17
    Senior Member __steve__'s Avatar
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    Quote Originally Posted by Aruba4ever View Post
    Our healthcare system is a disaster but if it were "free" it would be more of a disaster IMO. Nothing in this world is free, including healthcare and education. Sorry, my economics background won't allow me to engage in "free" talk, lol.
    Also very few surgeons and medical specialists on the Island. I understand many Arubans visit Columbia, Brazil, and even the U.S. for procedures.

  8. #18
    Aruba since 1979
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    Andrea J.'s Avatar
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    you understand correctly.
    i have aruban friends that bring their child to miami for specialized medical care.
    another aruban friend whose child has cp, goes to columbia and brazil annually for specilized physical therapies.

    the arubans are taxed highly and get health care as one of the benefits.



    Quote Originally Posted by __steve__ View Post
    Also very few surgeons and medical specialists on the Island. I understand many Arubans visit Columbia, Brazil, and even the U.S. for procedures.

  9. #19
    Senior Member ArubaAce's Avatar
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    On one trip my mother slipped forward in the parking lot. Lucky she caught her fall with her hands and did not fall on her face. I was telling this story to Benny at Chalette Suise and he told me she was very lucky. He had a customer who fell, had a confusion and had to be hospitalize. There was a surgeon from the States who saw what happened and so he accompanied the family to the hospital. The US surgeon insisted they open the scull to reduce the swelling otherwise left untreated there was a strong possibility the patient would die because they brain would swell up. They did not know how to perform the procedure so he offered to assist and they allowed it since it was a life or death situation. The patient was lucky and survived. The other option would have been to evacuate to a US hospital which you need insurance for or pay upfront.

  10. #20
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    If you have Blue Cross and Blue Shield medical coverage you may be eligible for "BlueCard" at no additional cost. BlueCard (http://www.bcbs.com/already-a-member...www.google.com ) is a national program that enables members of one of the Blue Cross and Blue Shield (BCBS) Plans to obtain healthcare services while traveling or living in another Blue Cross and Blue Shield Plan’s service area. The program links participating healthcare providers with the independent Blue Cross and Blue Shield Plans across the country and in more than 200 countries (including Aruba) and territories worldwide through a single electronic network for claims processing and reimbursement. The program allows you to submit claims from other Blue Cross and/or Blue Shield Plans, domestic and international, to your local Blue Plan. Your local Blue Plan is your sole contact for claims payment, problem resolution and adjustments.

    For Medical Evacuation Insurance, check out MedJetAssist (www.medjetassist.com/AARP ). Using the AARP discount it covers my wife and me for $345 for an entire year. " MedjetAssist is a travel protection membership program. It’s not a travel health insurance, medical evacuation insurance company or platinum card service. No deductibles. No claim forms. No caps on air medical transport costs. No need to have a hospital transfer deemed “medically necessary.” "If you are hospitalized 150 miles or more from home, Medjet will arrange air medical transport all the way back to your hospital of choice in your home country — all you pay is your membership fee."
    Last edited by arubachuck; 07-09-2016 at 10:06 PM.

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