Aruba Beach
Aruba Nights Island Guide
Page 4 of 5 FirstFirst ... 2345 LastLast
Results 31 to 40 of 41
Like Tree11Likes

Thread: Travelers check question

  1. #31
    Senior Member cpjones's Avatar
    Join Date
    May 2007
    Location
    Eagle Beach, Glitz Casino, Manchebo Beach Resort
    Posts
    3,893
    Quote Originally Posted by sunworshipperII View Post
    thanks may try to card...I have CC and debit's just don't want to use my own..I may try the global amex.
    I know the visa''s you can buy in CVS or Walgreens they can't be used internationally??
    Stick with credit cards and avoid debit cards. Always easier to dispute a credit card for odd charges.

  2. #32
    Aruba since 1979
    Moderator
    Andrea J.'s Avatar
    Join Date
    May 2007
    Posts
    29,898
    yes!
    to add to that, some credit cards charge a foreign transaction fee.
    so that is worth checking out. let the buyer beware.

    re: travelers checks
    i got some a couple of months ago for our aruba trip in 2 weeks.
    my credit union no longer has them but our other bank did.
    there was no charge which was terrific, but that is not the norm.

    we will bring a mix of cash, travelers checks and our credit cards.

    once in a great while we will use our ATM debit card, but usually only at the ATM at the bank.

    as others say.........if you use your debit card and a crook gets it, you are up the creek without a paddle .......with your account empty.
    at least with the credit card, you can dispute errors.

    Quote Originally Posted by maggiwun View Post
    You mentioned "thoughts please", so even though this is not a direct answer to your question, here are my two cents worth. As you mentioned, it is hard to gwt travelers checks these days- they are all but obsolete- we used to use them instead of carrying large amounts of cash. I never use cash anymore, just carry a few bucks for incidentals. Instead I take advantage of every credit card bonus miles offer I see. I would never use a debit card, which gives dirct access to your chcking and savings accounts. With a miles credit card i use their money for a month and, in addition, accumulate miles for travel. We flew free from Detroit to Aruba on Southwest using miles. In addition, we've flown first class to Hawaii, Europe and much more. I check my credit card balance regularly to monitor it, but have not had a fradulent charge. In any case, the cc company removes any charges made fraudulently.
    Look for cards with large bonuses for signing up, i.e. 30,000. I won't go into more detail here, but if anyone wants more info, just ask.

  3. #33
    Senior Member Traceyd14's Avatar
    Join Date
    Feb 2011
    Location
    Under a palapa on Palm beach
    Posts
    3,494
    Quote Originally Posted by maggiwun View Post
    You mentioned "thoughts please", so even though this is not a direct answer to your question, here are my two cents worth. As you mentioned, it is hard to gwt travelers checks these days- they are all but obsolete- we used to use them instead of carrying large amounts of cash. I never use cash anymore, just carry a few bucks for incidentals. Instead I take advantage of every credit card bonus miles offer I see. I would never use a debit card, which gives dirct access to your chcking and savings accounts. With a miles credit card i use their money for a month and, in addition, accumulate miles for travel. We flew free from Detroit to Aruba on Southwest using miles. In addition, we've flown first class to Hawaii, Europe and much more. I check my credit card balance regularly to monitor it, but have not had a fradulent charge. In any case, the cc company removes any charges made fraudulently.
    Look for cards with large bonuses for signing up, i.e. 30,000. I won't go into more detail here, but if anyone wants more info, just ask.
    We use a similar approach, using credit for almost everything and paying it off monthly to avoid interest. We have a card with a relatively low max so its not tempting to overspend. This card has no annual fee and no foriegn transaction fee so we will be earning cash back every time we dine out in Aruba! We will use a mix of cash and cards this trip.
    And the bonus, no worries. To me, this works out even better than a prepaid card.
    This summer we had fraudulent charges on our "every day" credit card. Our credit union caught it immediately. The dispute was hassle free and our money in our checking account sat untouched, safe, and available.
    Last edited by Traceyd14; 10-23-2014 at 11:24 PM.
    Not sure when, but we will be back

  4. #34
    Senior Member arubabob's Avatar
    Join Date
    Feb 2011
    Location
    Eagle Beach, Baby Beach, Arashi Beach Tierra Del Sol golf course
    Posts
    1,202
    It is much easier to get cash by cashing a travelers check than by using a credit card. If you want cash for a purchase or to gamble with it can be difficult or expensive to do it on a CC. Cash advances are not always treated the same as purchases. Many of the small shops and vendors will not take anything but cash.

  5. #35
    Senior Member arubabob's Avatar
    Join Date
    Feb 2011
    Location
    Eagle Beach, Baby Beach, Arashi Beach Tierra Del Sol golf course
    Posts
    1,202
    Quote Originally Posted by AndyM View Post
    I don't doubt that established businesses will accept them. If you're more comfortable using them, by all means go for it. Especially if you can get them for free.

    My issue with them is that they have become superfluous. The universal acceptance of credit cards has pretty much replaced travelers checks for safe financial transactions on vacation. I'm not sure what advantage travelers checks have that is not available with credit cards.
    If you want to get cash for the casino or to purchase something where they don't take anything but cash(lots of small vendors on Aruba) it is much easier to cash a travelers check than to get a cash advance on a credit card. Cash advances are not always treated the same as purchases by the CC company and you cant always get them when you need them. I need some cash often when traveling. I leave a cash tip for the housekeeper at the condo, tip the bellboy, tip the redcap etc. Use some cash for minor purchases and lots of cash for the casino.

  6. #36
    Senior Member Traceyd14's Avatar
    Join Date
    Feb 2011
    Location
    Under a palapa on Palm beach
    Posts
    3,494
    Quote Originally Posted by arubabob View Post
    If you want to get cash for the casino or to purchase something where they don't take anything but cash(lots of small vendors on Aruba) it is much easier to cash a travelers check than to get a cash advance on a credit card. Cash advances are not always treated the same as purchases by the CC company and you cant always get them when you need them. I need some cash often when traveling. I leave a cash tip for the housekeeper at the condo, tip the bellboy, tip the redcap etc. Use some cash for minor purchases and lots of cash for the casino.
    It never occurred to me till now to get travellers checks for our casino money. We have always considered the ATM fee a convenience charge for us, its a way to avoid bringing a lot of cash. We take some cash broken down into smaller bills for small purchases and taxis, but about half way through the trip, if we havent had much luck on our side we make an withdrawal for casino money. As a house rule, we never take cash advances from our cc.
    Not sure when, but we will be back

  7. #37
    Senior Member AndyM's Avatar
    Join Date
    Feb 2011
    Location
    Paradise Beach Villas Eagle Beach
    Posts
    1,276
    Quote Originally Posted by arubabob View Post
    If you want to get cash for the casino or to purchase something where they don't take anything but cash(lots of small vendors on Aruba) it is much easier to cash a travelers check than to get a cash advance on a credit card. Cash advances are not always treated the same as purchases by the CC company and you cant always get them when you need them. I need some cash often when traveling. I leave a cash tip for the housekeeper at the condo, tip the bellboy, tip the redcap etc. Use some cash for minor purchases and lots of cash for the casino.
    A cash advance on your CC is not the alternative to travelers checks. Aside from the obvious solution of carrying cash, you can use your debit card at an ATM machine. Our credit union pays our ATM fees.

  8. #38
    Senior Member arubabob's Avatar
    Join Date
    Feb 2011
    Location
    Eagle Beach, Baby Beach, Arashi Beach Tierra Del Sol golf course
    Posts
    1,202
    Quote Originally Posted by AndyM View Post
    A cash advance on your CC is not the alternative to travelers checks. Aside from the obvious solution of carrying cash, you can use your debit card at an ATM machine. Our credit union pays our ATM fees.
    Not sure I could find an ATM outside the casinos. That being said, I will never ever use a debit card in a foreign country. Not safe enough.

  9. #39
    Senior Member Traceyd14's Avatar
    Join Date
    Feb 2011
    Location
    Under a palapa on Palm beach
    Posts
    3,494
    Quote Originally Posted by arubabob View Post
    Not sure I could find an ATM outside the casinos. That being said, I will never ever use a debit card in a foreign country. Not safe enough.
    At the Holiday Inn casino I know there is an ATM straight across from the interior casino doors, right next to the restrooms in the lobby area. It makes me sad that I know that, it tells a story of our gambling record.
    The fees are very high. We get charged $10 from our bank, plus whatever the machine charges and the amount you can take out seemed low. I'm trying to convince dh that we should try Traveler's checks this time for casinos, but he is hesitant.
    Not sure when, but we will be back

  10. #40
    Aruba since 1979
    Moderator
    Andrea J.'s Avatar
    Join Date
    May 2007
    Posts
    29,898
    there seem to be ATM machines scattered about everywhere on Aruba.
    outside of banks, grocery stores, casinos and resorts.

Page 4 of 5 FirstFirst ... 2345 LastLast

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •  

Search Engine Optimization by vBSEO