Aruba Beach
Aruba Nights Island Guide
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  1. #1
    Junior Member
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    Jan 2008
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    Money

    My husband wants to know how much money to bring, and if he should get travelerschecks or use credit or debit. Is it easier to use debit or credit in Aruba, is there that extra international fee (in Mexico we had to pay some international fee when we used our debit card). He doesn't want to bring cash, though we will bring some. I expect that we will be spending a reasonable amount of money, probably a few thousand??, because we will be there for 10 days and eating out every day. I would like a few thoughts on this, can't seem to find any.

  2. #2
    Senior Member cindyo's Avatar
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    May 2007
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    Reniassance Island & Surf Club Lazy River
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    Debit cards/ATM machines are all over the island. Check with your credit card company to verify you can use your card out of the country. Many need to know in advance. We usually bring both travelers checks and our credit cards. Hotel lobbeys will cash your travelers checks for you. On average, for 4 of us, 2 teens and 2 adults, we spend approx $200-225.00 a day for food, drinks, ice cream etc.

  3. #3
    Senior Member sagman17's Avatar
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    May 2007
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    renaissance private island, iguana joe's, madame janettes..
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    i'd bring some cash..most nicer hotels have safes in the rooms so you can lock up your valuables..also the island is safe so you don't have to worry about carrying around some cash..some of the smaller places if you're stopping for a quick drink you want to have cash available..also if you go to the flea market or the boutiques by the marina you will need some cash to barter with to get your gifts for a cheaper price..plus if you go to an atm i believe it's a $5 transaction fee even if you're taking out $20..enjoy and have fun...
    scott and tricia





  4. #4
    Senior Member
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    May 2007
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    Under a hut, walking Eagle Beach, lunch on the beach, Amstel Bright Beer on the beach, coffee in the morning on the beach, taking a dip in the sea,
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    Thumbs up

    >>> "We usually bring both travelers checks and our credit cards. Hotel lobbeys will cash your travelers checks for you."
    ----- Ditto. Would not use a Dedit Card at restaurants and shops. Ok at a bank ATM to get $$$. Every few months on one of the many Aruban BB's you hear where someone's card number is used after they use it. Sure you protest and you get your $$$ back but how long does that take. And with a Debit Card that $$$ comes right out of your checking. Have always brought American Express Travel Checks and your resort front desk and casinos will cash them. Restaurants will accept them for payment.
    Bring the new 50$$ bills. Don't be surprised to see some places hold the bills up to a light to see the watermarks.
    >>> "in Aruba, is there that extra international fee"
    ----- This depends on your Bank. Some banks charge, some don't.
    My wife and I have different Chase Visa Credit Cards(different rewards) and in the past never a foreign transaction fee in Aruba. Other banks do charge that fee. So it just depends what credit card you have.
    Last edited by TomFrederick; 03-10-2008 at 10:50 AM.

  5. #5
    Senior Member Arubalisa's Avatar
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    May 2007
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    Any Aruba beach...
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    13,177
    Before traveling with an ATM card, please check with your bank's policies regarding lost and stolen cards. Rules and policies are not necessarily the same as they are with credit cards where you are normally liable for only the first $50 in charges.

    http://www.pirg.org/consumer/banks/debit/debitcards1.htm
    http://www.ftc.gov/bcp/conline/pubs/credit/atmcard.shtm

    http://www.kiplinger.com/columns/fitness/archive/2001/ff20010808.htm
    "Debit cards. The rules are similar for debit cards, but there are a few restrictions. For example, your liability under federal law is limited to $50, but only if you notify the issuer within two business days of discovering the card's loss or theft. [this would probably be easy if you travel and access the internet daily to check your account balances.] Your liability could jump to $500 if you put it off. And even this cap is lifted if you wait more than 60 calendar days from the time your bank statement is mailed."

    Credit cards are widely accepted all over the island.

  6. #6
    Junior Member
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    Jun 2009
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    In two weeks.....travelers checks

    I will officially be in Aruba Just a question to the seasoned aruba travellers, who uses traveler's checks when they travel? Are they an incovenience or easy to use? I'd rather use that than giving my credit card but if it's not widely accepted down there I'd rather not use the traveler's checks.

    Thanks

  7. #7

  8. #8
    Junior Member
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    May 2007
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    I use travelers checks everytime I'm there. The easiest place I've found to cash them is at the cashier in the Casino at our Hotel. Enjoy yourself, we'll be there Nov. 10th.

  9. #9
    Senior Member Sunny Beaches's Avatar
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    Jan 2009
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    500
    Like Jerry said, we also take !, 5, !0, & 20 $ for the first day at least to tip, cab, etc. Have a Great trip.

  10. #10
    Senior Member ~Amy~'s Avatar
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    May 2007
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    Quote Originally Posted by laurenmarie View Post
    I will officially be in Aruba Just a question to the seasoned aruba travellers, who uses traveler's checks when they travel? Are they an incovenience or easy to use? I'd rather use that than giving my credit card but if it's not widely accepted down there I'd rather not use the traveler's checks.

    Thanks
    We bring a combo of cash, travelers checks, and credit card. Only use the CC for the hotel and car rental. We use the travelers checks to pay for restaurant tabs, bar tabs, grocery store purchases, etc. We never have to cash them and use them just like cash. Only thing that has changed recently is that if we use them at the grocery store they are now asking for a passport for I.D. (not a big deal since we know to bring it with us if we're making a large grocery store run.)
    ~Amy~ - 35th trip to Aruba: New Years Eve 2017/2018 -- Zihuatanejo, MX: March 2018 -- Ireland: June/July 2018 -- 36th trip to Aruba: Sept. 2018




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