PDA

View Full Version : La Cabana Question



Angelwhispers31
02-24-2010, 08:49 PM
Please forgive me if this is posted in the wrong place. But since it wasn't about selling or buying a timeshare, I wasn't sure if I should post it there or not....

Anywho, I was wondering for anyone that has a timeshare or has stayed there.. did they take a debit/ATM card with the Visa logo for the deposit. We are happy to annouce that we got rid of all our debt and cut up the cards. So we don't have a major credit card to use. We will have cash or the ATM/Debit card....so will that work...or will I have to borrow someone elses card just for the deposit.

I figured I would ask here first before I picked up the phone and called.

Thanks for any information

Andrea J.
02-24-2010, 08:59 PM
yes cash will work!
andrea

Angelwhispers31
02-24-2010, 09:02 PM
Thanks Andrea! I knew I could count on you for the answer. But I didn't think you would answer so quickly since you are away!!!

Continue to enjoy the vaca....

Liz - Aruba Lover
02-24-2010, 09:11 PM
The will take the debit card also.

Angelwhispers31
02-24-2010, 09:18 PM
Liz thanks. That is even better. That way we don't need to use our cash....

oooohhh just thought of another question...will put it in a separate post.... lol :D I love this forum...

Thanks ladies !

Andrea J.
02-27-2010, 07:01 PM
no disrespect to liz

i have always heard differing reports as to whether it is safe to use debit cards for purchases, car rentals etc....
will someone pls explain the pros and cons?

Liz - Aruba Lover
02-27-2010, 08:15 PM
A debit card is NOT as safe as a credit card. But sunlover asked if she could use the debit card for La Cabana. Things can always happen anywhere but I feel the people that work at the front desk and accounting office at Lacabana are a higher caliber employees and her debit card would be safe. I probably would (but don't) use a debit card at a reputable car rental company. I would NOT use a debit card at any companies for watersports, tours or restaurants.

I personally don't use a debit card for purchases. I'm a nervous wreck walking around with cash. I bring to Aruba at the most $50 and use the ATM daily for my casino spending. Everything else is on a credit card.

Sunlover has her reasons for not having any credit cards. It is none of my businesss but If anyone is of the age that would be purchasing in the coming years a home, a car or any major purchases that you want to finance, getting rid of all credit cards is not a good decision. You need a credit card and pay it off in a timely manner for a good credit rating.

corona
02-27-2010, 09:05 PM
Have you looked into pre-paid credit card? Personally, I would feel much safer using one rather than a debit card. Congratulations for paying off your debt!!!

Here's a link to an option: http://usa.visa.com/personal/cards/prepaid/visa_travel_money.html

xobxdoc
02-28-2010, 07:48 AM
I have had no problem using my debit card from B of A. You do incur additional fees using a card though. I prefer travelers checks. I have never had a problem with them being accepted anywhere on the island.
19 weeks to go. I'm getting the fever. I'm starting to get those Aruba nightmares again where the week is over in a blink. Looking forward to being greeted by those sad week 26 people behind the glass at the gate going home.

CandyC55
02-28-2010, 09:46 AM
Oh isn't it really sad looking at the people who are leaving when we're all coming in. Last few times I have really taken a look at them and they are all sad. Now I know what we all look like on our return trip home. Two weeks to go until Paridise.....

Arubalisa
02-28-2010, 12:17 PM
http://www.aruba.com/forum/tags/debit%20card.html (http://www.aruba.com/forum/tags/debit%20card.html)

I posted this in another thread and am reposting here:

Before traveling with an ATM card, please check with your bank's policies regarding lost and stolen cards. Rules and policies are not necessarily the same as they are with credit cards where you are normally liable for only the first $50 in charges.

http://www.pirg.org/consumer/banks/debit/debitcards1.htm (http://www.pirg.org/consumer/banks/debit/debitcards1.htm)
http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre04.pdf (http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre04.pdf)

http://www.usatoday.com/money/perfi/columnist/block/2005-05-09-debit-cards_x.htm (http://www.usatoday.com/money/perfi/columnist/block/2005-05-09-debit-cards_x.htm) Thieves love debit cards, so keep them safe — here's how
This is a very long article but spells out in detail the risks of using a debit card.

"Mari Frank, an attorney who represents victims of identity theft, doesn't use debit cards. She uses a credit card for all non-cash purchases. She says she's heard too many horror stories from debit card holders whose checks bounced while the bank conducted a fraud investigation. "The resolution of the problem is so much harder with a debit card."
__________________________________________________ ___
An excellent compromise to a debit card is as Corona mentioned, a pre-paid credit card.
Our soon to be 14 yo has one for incidentals when she goes out with friends and their parents as well as for her two upcoming class trips.

Angelwhispers31
02-28-2010, 12:28 PM
I will look into the prepaid card...but still carry the debit card just in case. We will have cash and cheques so its not a big shabang...just wanted to know

as far as credit...we have an emergency card...but Aruba is definitely not considered emergency :D. We have a home and two cars.....but the debt was just sky high and for reasons of lack of self control (I) we decided that paying them off and cutting them up would be better. We have accounts open..just refuse to request a new card...no card means I can't pull it out in the store....lol awwww therapy does work :D With six kids it is definitely best for us to be able to spend our earnings on them versus paying the credit cards...it is definitely a personal decision...one that i never regret!!!

Love the information I get here!!!

Angelwhispers31
02-28-2010, 12:32 PM
Have you looked into pre-paid credit card? Personally, I would feel much safer using one rather than a debit card. Congratulations for paying off your debt!!!

Here's a link to an option: http://usa.visa.com/personal/cards/prepaid/visa_travel_money.html

Thanks for this link. I looked it up and there is a place that has them about 10 minutes (walking) from our house!!!! Super...

corona
02-28-2010, 04:05 PM
Thanks for this link. I looked it up and there is a place that has them about 10 minutes (walking) from our house!!!! Super...

That couldn't be any more convenient. :thumb:

(I just noticed your trip date. I think we're leaving Aruba a day before your arrival.)

Angelwhispers31
02-28-2010, 06:37 PM
awww that sucks. It would have been wonderful to meet as many people from the forum as possible

diva1978
03-02-2010, 09:13 PM
Just a note - anytime you use your credit card and /or prepaid cards there is a foreign transaction fee, differing amounts with each cc company but typically 3%.......