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Thread: Insurance

  1. #1
    Member ArubaAngela's Avatar
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    Insurance

    Any recommendations for insurance for my condo. This would be for inside the unit.
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  2. #2
    Aruba since 1979
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    Andrea J.'s Avatar
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    does the HOA not provide "outside" insurance?


    ​In a world where you can be anything, be kind!
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  3. #3
    Member ArubaAngela's Avatar
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    Yes they do provide outside, but I probably need inside. Have to ask them also who they recommend,
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  4. #4
    Senior Member robin's Avatar
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    Yes, we have an agent in Aruba and he is very nice. He came recommended and we have been pleased. His name is Arjen deSmit and his number is 297-734-4434. My husband has his email address and he'll get it to me later today.

  5. #5
    Senior Member robin's Avatar
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    This is the agents email address: arjen@verdant-insurance.com

    Sorry for the delay in getting it to you.

  6. #6
    Senior Member robin's Avatar
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    Quote Originally Posted by Andrea J. View Post
    does the HOA not provide "outside" insurance?
    Generally, the condo fees(at least for us and it is the same developer) cover anything studs out or if something happens like a pipe breaks in the walls it is covered. However, if someone forgets to shut off the tub and it floods the unit below you, you are responsible. Or if you have a fire(yes, there are sprinklers) or theft, etc. Insurance is inexpensive in Aruba compared to NJ.

  7. #7
    Senior Member SkiChris's Avatar
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    We use New India Insurance (we've had house insurance there for the last 7 years). We have two policies: one for the structure and one for all our belongings in the house - so the later would likely be the type you want. (by definition, if you turned your condo upside down, anything that would "fall out of it" is covered by the second policy). New India Insurance has an office located in a business park located across the street from the Tamarijn Resort, next to the Divi Resort (on Druif beach).
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  8. #8
    Senior Member SkiChris's Avatar
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    One other tip for you on house Insurance: you can buy an insurance rider in the USA (from most any house Insurance company) to insure the Aruba Insurance company you choose. In other words, if for any reason the local Aruba Insurance did not make good on a valid claim for your property in Aruba, the USA insurance company would pay it. The rider is very inexpensive and well worth it for the added protection for an insurance company in another country.
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  9. #9
    Member ArubaAngela's Avatar
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    Quote Originally Posted by robin View Post
    This is the agents email address: arjen@verdant-insurance.com

    Sorry for the delay in getting it to you.
    no problem. Does he have a company he works for specifically???
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  10. #10
    Senior Member robin's Avatar
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    Quote Originally Posted by ArubaAngela View Post
    no problem. Does he have a company he works for specifically???
    Our insurance is through Nagico. I think he is independent. His office is in his home.

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